Baffled and confused by pension jargon?
- Written by Daniel McGonigle
Pensions are a hot topic at the moment, mainly due to the increases most countries in the western world are making to their national pension age. There is so much technical jargon connected to pensions, most people are left baffled and confused. One major decision you have to make at the end of your pension is whether to purchase an annuity and if so which one.
How can you safeguard your child’s or grandchild’s future?
- Written by Daniel McGonigle
A first-class education is one of the most valuable gifts that parents or grandparents can give to children. Whilst this may well be one of the most valuable gifts it is also one of the biggest financial commitments a family can make. Costs are substantial and have tended to rise way above inflation; education fees on average are rising between 5-7% per annum.
Read more: How can you safeguard your child’s or grandchild’s future?
Where are my pensions now?
- Written by Daniel McGonigle
During your working life it is common to have between 5-7 employers each with different pension schemes and it’s often difficult to keep track with them all. This problem is heightened by many pension providers being taken over or merging with another company.
Inflation, are you being short changed?
- Written by Daniel McGonigle
Many savers are burying their heads in the sand as they are confused by what’s happening within the financial market and global economy. Inflation rates are high, bank interest rates are low, government bonds no longer seem safe and the stock market is too volatile, so what should you do with your money?
Time for a Financial Health Check?
- Written by Daniel McGonigle
It's a new year, so that means new resolutions for many. Whether it's losing a few pounds, cutting back on drinks, or whipping your finances into shape, most of us have a hard time sticking with our resolutions for the long run. 2012 maybe a milestone year and a time to reflect on your finances, you may be celebrating another decade, reaching retirement or a family member is heading to university. Whatever ever it is you need to consider the expense and January is a good time to have a “Financial Health Check” rather than heading straight to the sales!
A resilient asset against equity markets
- Written by Daniel McGonigle
One asset class has demonstrated its resilience during this recent economic turbulence. Student accommodation stands alone as an asset against equity markets. It has remained a robust investment and emerged as sector of the property market in its own right. A growing number of investors are attracted to the strong fundamentals which provide a secure income stream.
